Pan India DSA Network

Most DSA programmes hand you a login. This one hands you a business.

Product access and a commission slab are the easy part — every platform offers them. What decides whether you last is the desk behind you when a file is difficult, and whether your income compounds or resets every month.

15+loan products 20+banks & NBFCs Zeroinvestment to start
Two partners shaking hands on an agreement Difficult case desk the files others return
15+ products Retail, schemes and corporate
20+ lenders Banks and NBFCs on panel
Up to 35% Subsidy passed to your clients
19 states Where the network operates
Why This Platform

What you get that a commission slab does not cover

A payout percentage only matters if the file closes. These are the four things that decide whether it does.

All banks, one login

Government and private lenders on a single panel, so you can place a case where it fits rather than where you happen to have access.

The difficult case desk

CIBIL issues, thin income, previous rejections, property title problems. The files that make or break a DSA’s reputation locally.

Fifteen-plus products

One client rarely needs one product. A wider shelf means more from every relationship you already have.

Scheme expertise

PMEGP, Mudra and CGTMSE handled properly — subsidy benefits passed to your client in full, which is what earns you the referral.

Partner Levels

Start where you are

Levels are set by monthly file volume, and you move up as that grows. Nobody is asked to commit to a level they have not reached.

Starter Partner 1–2 files a month — new DSAs, freelancers and part-time agents Zero / nominal joining fee
  • Quick registration and onboarding
  • Access to all loan products
  • Basic training support
  • Dedicated support executive
  • Transparent payout system
  • Basic marketing kit
Join now
Growth Partner 3–5 files a month — active DSAs doing regular business Higher payout slab
  • Everything in Starter
  • Priority file processing
  • WhatsApp and social media marketing kit
  • Case escalation support
  • Monthly performance review
  • Difficult case desk access
  • Royalty income eligibility
Join now
Master Franchise 10+ files a month — building teams and area networks Highest slab + override
  • Everything in Elite
  • Team override and royalty income
  • City or area development rights
  • White-label branch model
  • Advanced CRM and dashboard
  • Bulk lead campaigns
  • VIP Club access
Get details
What unlocks at each level
Benefit Starter Growth Elite Franchise
Product accessYesYesYesYes
Royalty incomeEligibleYesYes
Dedicated RMYesYes
Advance payoutEligibleYesYes
Personal brandingBasicYesYesYes
Office / branch supportYesYes
Area / territory rightsPreferenceYes
Trips & rewardsEligibleDomesticForeign
VIP ClubEligibleYes
GST / ITR support6 months+Yes
Mediclaim support6 months+Yes

Swipe the table sideways to see all columns.

How the income actually works

There are two separate things here and they are worth keeping apart in your head: what you earn from your own files, and what you earn from a team.

  • Payout on your own files — a standard payout with slab increases as monthly volume rises, plus target-linked bonuses, a quarterly bonus and an annual achiever reward.
  • Royalty on your network — bring other DSAs under you and earn an override on their business each month. This is the part that compounds, and the reason franchise partners keep earning through a slow month.
  • Advance payout support — advances against logged-in cases and a weekly payout cycle, for partners who qualify.
  • Starter support income — a minimum assured incentive for new DSAs in the first few months, provided fixed activity conditions are met.

Read this before you count on any number. Royalty income, advance payout, assured earning and financial support are subject to eligibility, performance targets and company policy, and apply to qualified partners only. What you earn depends on the files you close. Anyone in this industry quoting you a guaranteed monthly income is describing something other than DSA work.

Fifteen-plus products from day one

Commission is earned across the full range, so a single client relationship can produce more than one file:

  • Home Loan
  • Loan Against Property
  • Mortgage Loan
  • Education Loan
  • Car Loan
  • Business Loan
  • Working Capital — OD / CC
  • Machinery Loan
  • Project Finance
  • Mudra Loan
  • CGTMSE
  • PMEGP
  • Stand-Up India
  • Balance Transfer & Top-up
  • Subsidy-linked cases

The difficult case desk

Any DSA can submit a clean file. Your local reputation is built on the ones that are not clean — and losing those cases is what pushes most agents out of the business inside a year.

CIBIL issues

  • Low score handling and strategy
  • Score improvement roadmap
  • Alternative lender matching
  • Dispute resolution support
  • New and thin-file profiles

Income issues

  • Low income case structuring
  • ITR planning and filing guidance
  • Income mismatch resolution
  • Co-applicant strategies
  • Complex self-employed files

Banking issues

  • Previous rejection handling
  • Bank switching strategy
  • Statement regularisation
  • EMI bounce resolution
  • Old overdue settlement profiles

Property issues

  • Legal title verification
  • Property risk evaluation
  • Document gap resolution
  • Approved project guidance
  • Preliminary paper check

The four-step file process

A defined process is what keeps your rejection rate down — and your rejection rate is what determines your income far more than your payout slab does.

Case analysis

A full review of the client’s profile, financials, credit score and actual requirement — before anything is logged in.

Pre-login audit

CIBIL, income, profile fit and lender match checked before submission. This single step removes most avoidable rejections.

Bank selection

The right lender matched to the right profile, to maximise approval probability rather than to fill a submission target.

Approval and disbursement

Coordinated follow-up through sanction and disbursal, and your payout processed on the agreed cycle.

Support, branding and compliance

  • Dedicated RM — from Elite level, for case follow-up and escalation
  • Training and sales scripts — regular sessions and ready material
  • CRM and dashboards — lead tracking, checklists and payout reports
  • Personal branding — co-branded profile, creatives and local promotion
  • Clear agreement — every term explained, no fine print surprises
  • Compliance guidance — business setup, documentation and regulatory support

Company-generated leads are available to active and top-performing partners on a performance basis, distributed by area. They are qualified opportunities, not an unlimited promise.

Benefit Timeline

What unlocks, and when

Some benefits start on day one. Others are earned — stated plainly here so nothing comes as a surprise later.

On joining
Day 1

Instant benefits

Registration & product access Basic training Marketing kit Support manager File assistance Transparent payout
After 30 days
active work

Performance benefits

Better payout slab Priority processing Co-branded profile Sales scripts Social media creatives
After 3 months
performance

Growth benefits

Lead support eligibility Achiever rewards Marketing support Dedicated RM Difficult case fast lane
After 6 months
consistent business

Loyalty benefits

Free GST / ITR filing Mediclaim eligibility VIP Club screening Royalty income eligibility Local promotion support
After 12 months
strong performance

Leadership benefits

Office & branch support Scale-up financial support Domestic / foreign trip Territory preference Master Partner status

Every item above is subject to the eligibility and performance conditions set out in your partner agreement. Ask for those conditions in writing before you join — with us or with anyone else.

Get Started

Who this suits

The partners who do best already talk to business owners for a living. The finance product is an addition to that conversation, not a new career.

Property agents Your buyers already need a home loan
CAs & tax consultants You already hold the financials
Insurance advisors Same clients, second product line
Existing DSAs Wider panel, and a desk for hard files

Ask for the agreement before you commit

We will send the payout structure, the eligibility conditions and the partner agreement in writing. Read them, compare them, then decide — that is how it should work anywhere.