Retail Loans
For your home, your property, your child’s education and your vehicle. Secured against an asset, so the rates are the lowest on this page.
What We Offer
Every loan a government bank offers, matched to your case
Retail, government-backed and corporate lending — arranged by a team of ex-government bankers who know which scheme your file actually qualifies for, not the one that is easiest to sell.
13loan products
Allgovernment banks
97%success rate
₹2500 Cr+
Credit facilitated to date
19 / 25
States actively covered
97%
Sanction success rate
Ex-bankers
Handling every file directly
Our Services
Three families of finance
Most borrowers only ever hear about one of these. Knowing which of the three your case belongs to is usually worth more than shopping the interest rate.
Government Schemes
Subsidy-linked and guarantee-backed programmes. These carry benefits — margin money, guarantee cover — that a plain commercial loan simply does not.
Corporate Loans
Machinery, working capital and project funding for growing units — including the CMA data and projections the bank will ask you for.
Retail Loans
For your home, property, education and vehicle.
Secured
Home Loan
A secured facility for buying, constructing, renovating or extending a residential property.
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Secured
Loan Against Property
Raise funds against a residential, commercial or industrial property you already own.
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Retail
Education Loan
Funds higher studies in India or abroad, with repayment beginning after the course ends.
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Retail
Car Loan
New and pre-owned four-wheelers, for individuals as well as companies and firms.
View DetailsPowerful Government Schemes
Subsidy-linked and guarantee-backed programmes most borrowers never hear about.
Mudra Loan
Affordable credit of up to ₹10 lakh for micro enterprises in trading, manufacturing and services.
View DetailsPMEGP Loan Scheme
Margin money subsidy of 15% to 35% of project cost for new self-employment ventures.
View DetailsCGTMSE Loan
Guarantee cover that replaces collateral entirely, on facilities of up to ₹5 crore.
View DetailsStand-Up India Scheme
Composite loans of ₹10 lakh to ₹1 crore for greenfield projects by SC/ST and women entrepreneurs.
View DetailsCorporate Loans
Machinery, working capital and project funding for growing units.
Business Loan
Funding for new and growing enterprises, secured or unsecured, for expansion and operations.
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Working Capital Loan
Cash credit, overdraft and short-term limits that keep day-to-day operations funded.
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Machinery Loan
Term finance to buy, upgrade or replace plant and equipment, with the asset as security.
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Project Finance Loan
Long-tenure funding for new units and major expansions, disbursed against project milestones.
View DetailsNot sure which one fits your case?
Tell us the requirement — amount, purpose and how your income is documented — and we will point you to the scheme with the best terms for you. If your case cannot be placed, we will tell you that too.